Includes bibliographical references and index.

Pt. I The Start -- Your What and Your Why -- ch. 1 Your Mindset -- Let Go of Your Money Mistakes -- Dream Big -- Affirm Yourself to Being Wealthy -- Shift Your Circle of Influence -- Meet Latoya Scott -- ch. 2 Get Organized -- Get Your Records in Order -- Track Your Spending -- Identify Your Bad Money Habits -- Know Your Net Worth -- Define Your Values -- Set Your Goals -- Meet Molly Stillman -- pt. II The Plan -- ch. 3 Budgeting -- Budgeting 101 -- The Basics -- Setting Up Your Budget Using Categories -- Budgeting Styles -- Rewarding Yourself -- Budgeting on an Inconsistent Income -- Budgeting as a Couple -- The Save Yourself Fund -- Your Emergency Savings -- My Story: How I Saved over $100,000 in Three Years -- ch. 4 Debt and Loans -- Let's Talk About Debt Because It Sucks -- Paying Off Your Debt -- Student Loans Facts and Basics -- Meet Melisa Boutin -- Where to Start with Your Student Loans -- Ideas to Pay Off Your Debt Fast -- Meet Naseema McElroy -- Cashback and Rewards Credit Cards -- Meet Monica Louie -- ch. 5 investing -- Investing -- Meet Adeola Omole -- Investing for Retirement -- How to Start Investing -- Meet Brittney Knies -- pt. III The Necessary -- ch. 6 Credit -- Credit 101 -- Credit Scores -- Busting Credit Myths -- ch. 7 Protecting Yourself -- Creating a Backup Plan with the Right Insurance -- Recession-Proofing Your Finances -- Compromised Information -- ch. 8 Making More Money -- Negotiating to Win -- Side Hustles -- ch. 9 Key Financial Actions -- Steps to Keep Your Financial Plans Intact -- In Closing.